Get funded in days, not months. Transparent, efficient, and powered by blockchain technology.
A digital, automated lending platform built on blockchain
Properties are represented as unique digital certificates (NFTs), creating a tamper-proof record of ownership and collateral rights.
Multiple lenders contribute to each loan, automatically spreading risk and enabling fractional participation in deals.
Payments, interest calculations, and distributions are handled automatically by secure smart contracts—no intermediaries needed.
Borrower submits property for appraisal. Digital certificate created with all property details and legal documents.
Dedicated lending pool created with specific terms: loan amount, interest rate, duration, and payment schedule.
Lenders contribute stablecoins (USDC) to the pool. When fully funded, loan activates automatically.
Funds transferred to borrower. Property certificate held as collateral by smart contract (automated escrow).
Borrower makes payments. System automatically distributes principal + interest to lenders proportionally.
On full repayment: collateral returned. On default: liquidation agent handles sale, proceeds distributed fairly.
Fund loans in days instead of weeks. Automated processing eliminates traditional bottlenecks.
All transactions publicly verifiable on blockchain. Immutable records and automated compliance.
Reduced operational overhead means lower fees for borrowers and better returns for lenders.
Access capital from anywhere, 24/7. No geographic restrictions or banking hours.
Participate in real estate loans with any amount. Diversify across multiple properties easily.
Future potential for liquidity through secondary market trading of loan positions.
Building the future of real estate lending, one phase at a time
Join the waitlist and be first to know when we launch
BrickFi is a blockchain-based real estate lending platform that connects borrowers and lenders directly, using smart contracts to automate the entire lending process. Think of it as a digital, transparent alternative to traditional real estate financing.
Not necessarily. While our platform uses blockchain technology, we're building user-friendly interfaces that abstract away the complexity. You'll need a digital wallet, but we'll guide you through the setup process.
Properties are represented as NFTs (digital certificates) that serve as collateral. These are held in smart contracts (automated escrow) and can only be released when loan terms are met or in case of default through proper liquidation procedures.
Our smart contracts include automated default detection and liquidation procedures. A designated liquidation agent handles the property sale, and proceeds are distributed to lenders according to a pre-defined waterfall structure.
Yes. We're building with compliance in mind from day one, including KYC/AML procedures, regulatory advisor partnerships, and proper legal structuring for real estate tokenization. We're working with legal experts to ensure full compliance.
Initially, we'll focus on residential and small commercial properties with clear title and established valuations. As we grow, we'll expand to other property types including multi-family and specialty real estate.
We use multiple data sources including traditional appraisals, real estate data APIs (Zillow, AirDNA), and blockchain oracles (Chainlink, Pyth) to ensure accurate, up-to-date valuations. Properties are revalued periodically throughout the loan term.
We're currently in development with a testnet launch planned for Phase 1 (6 months). Join our waitlist to be among the first to access the platform when we go live.